Lindsey Hoskins & Associates does not bill insurance companies directly for several reasons.
Unfortunately, most insurance companies don’t believe treatment for relationship problems should be covered the way that medical or psychiatric care are covered. The way the system currently works, billing insurance companies requires your therapist to give you a mental health diagnosis for your insurance company to cover the cost of your therapy. Most clients we see don’t have a mental health diagnosis, and we’re not comfortable creating one when the people who seek our services are experiencing very normal couple and family relationship issues. Such a diagnosis would then become a part of your permanent record with that insurance company, and may follow you for the rest of your life and create difficulties in receiving future care or coverage.
Billing an insurance company also requires us to provide details about our work together to an employee or group of employees at the insurance company, who would then have a role in making decisions about your case (e.g., advising what kind of treatment we should provide, how long you should be allowed to come for therapy, etc.).
We think decisions about our work together should be made by you!
We’re happy to provide you with a statement of paid services, which you can submit to your insurance company for reimbursement. Many of our clients are successful in receiving reimbursement in this way, though it is usually not for 100% of the fee. If you are covered by a PPO, you may be able to use your out-of-network reimbursement options. Please contact your insurance provider directly to explore this option.